Besides
Knowledge
Experience
Personal Contact
You are also receiving the most value working with a broker vs acquiring quotes directly online, through an app, through a call center or through a direct company agent and here’s why-
We don’t add any cost. Whatever rates we receive back from carriers are the rates we’re presenting to you. (The only exception might be an agency fee added to high risk commercial insurance policies that we have to insure through surplus lines)
If you have the misconception that you’re saving money by doing it yourself or direct you’re wrong. If you’re entering your info into an app or website to get multiple quotes yourself then that app or website is the broker but you’re doing all the work for them without guidance (Or they’re a lead generation site that’s selling your entered info as leads to multiple agents who will swarm you with calls).
And unless you have experience as an insurance professional you’re probably overlooking the fine print and setting up a DIY insurance policy that’s missing coverages. The reason that rates are so different between insurance companies largely depends on their individual underwriting guidelines (how risky they view you). All insurance companies view risk differently and the right broker can navigate you towards the best policy for your situation. Using a captive insurance company might work for a few years but as their rates increase or they drop you due to claims you’ll be forced to research, shop around and continuously find new insurance companies or professionals that you trust and rebuild that relationship every several years vs. working with an agency like ours that can help you the next 10, 20 or 30 years as your needs change.
So whether you’re a large to midsize business, small business owner, individual or family I hope you’ll consider appointing us as the insurance resource on your short list of professionals that you know, like and trust to protect and improve your life.
Call or email to get in touch and thank you for considering working with us,
Tom Shallue
Owner/Agent at The Texas Insurance Broker
(Main) 512-270-0256
tom@thetexasinsurancebroker.com